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A1. Medical Expenses

Ask anyone about which hospital offers cheaper medical treatments – between the government or private hospital – and the unanimous answer would surely be the Government/ Public Hospital.It’s not news, really, since the public healthcare in Malaysia is subsidised by the government.

But, with the cheap price tag comes a long wait. Frankly speaking, this is something to be expected as tens of thousands of the sick and injured flock the subsidised health facilities daily in an effort to save money – or simply can’t afford the more expensive alternative.Does it mean that patients need to bear

1- Larger crowd of patient

2- Longer time of getting illness treated

3- Lesser attention given to every patient

4- Treatment urgency based on priority of the seriousness of sickness

Many many more.


This is not because of the poor performance of Public Hospital but mainly because of the shortness of the frontliner compared to the numbers of patients needing attention.

Of course, for those who can afford it or have a medical insurance policy to cover their medical expenses, private hospitals tend to hold a much bigger appeal – simply because they offer better customer service and facilities yet comfort the patient with immediate attention given when needed. After all, that’s really what you’re paying for, isn’t it?

That is the main reason why a person should have a sufficient to adequate medical insurance to cover their medical expenses in a Private Hospital.

We do have different type of medical card range based on your affordability.

Let us know and we willa dvice you.


Type 1

Room & Board - Rm100 to Rm400

Annual Limit - Rm50,000 to Rm100,000

Lifetime Limit - Rm150,000 to Rm300,000

Age covered - 70/80/90/100

Cost Sharing - YES


Type 2

Room & Board - Rm100 to Rm400

Annual Limit - Rm50,000 to Rm100,000

Lifetime Limit - Rm500,000 to Rm1,000,000

Age covered - 70/80/90/100

Cost Sharing - YES & NO


Type 3

Room & Board - Rm100 to Rm400

Annual Limit - Rm1,000,000 - Rm2,000,000

Lifetime Limit - Unlimited & 80%/20% condition

Age covered - 70/80/90/100

Cost Sharing - YES & NO


Type 4

Room & Board - Rm100 to Rm400

Annual Limit - Rm1,380,000 - Rm1,780,000

Lifetime Limit - Unlimited

Age covered - 70/80/90/100

Cost Sharing - YES

Estimate Charges in Rm @ Single Payment

0

Basic

0

Comprehensive

0

Exclusive

Visit

Pelangi Damansara, PJU6, Persiaran Surian,

47810 Petaling Jaya

Selangor, Malaysia

Call

Mobile

+6014-234 7685

​

Contact

jepbrightadvisor3

@gmail.com

© 2015 by

JEP Bright Advisor

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